Tata 407 Gold SFC vs Tata Ace Gold
Price, payload and mileage compared, with running cost, on-road price and EMI.
Updated
Quick answer
Buy the Tata 407 Gold SFC for more payload (2,267 kg), more power per tonne and higher ground clearance.
Buy the Tata Ace Gold for lower diesel cost (₹4.53 per km), a lower price (from ₹5 lakh) and a tighter turning circle for city lanes.
Both need only an LMV licence.
₹10-12.97 Lakh ex-showroom
- Payload
- 2,267 kg
- Mileage
- 7 km/l
- EMI from
- ₹17,796/mo
₹5-6.98 Lakh ex-showroom
- Payload
- 750 kg
- Mileage
- 21 km/l
- EMI from
- ₹8,898/mo
Tata 407 Gold SFC vs Tata Ace Gold: the verdict
The Tata Ace Gold costs less to buy: it starts at ₹5 lakh ex-showroom against ₹10 lakh for the Tata 407 Gold SFC, about ₹5 lakh less. Each tonne of payload costs ₹5.07 lakh on the Tata 407 Gold SFC against ₹7.99 lakh on the Tata Ace Gold. The right pick depends on your work.
These two sit in different weight classes: the Tata Ace Gold is a pickup and mini truck and the Tata 407 Gold SFC a light truck, so this is a question of whether to step up a size.
Choose the Tata 407 Gold SFC if you
- regularly carry loads close to 2,267 kg
- drive ghats, flyovers or highways fully loaded
Choose the Tata Ace Gold if you
- want the lower purchase price and a smaller loan
- run long distances every day, where a lower fuel cost per km adds up
- work in narrow city lanes, where its tighter turning circle helps
Tata 407 Gold SFC and Tata Ace Gold: pros and cons
Tata 407 Gold SFC
Pros
- 2,267 kg payload, 1,517 kg more per trip
- 98 HP and 300 Nm, more power for its weight
- 223 mm ground clearance for rough roads
- Cheaper per tonne of payload (₹5.07 lakh)
Cons
- Higher diesel cost at ₹13.60 per km
- Wider 11.9 m turning radius
Tata Ace Gold
Pros
- Lower starting price at ₹5 lakh
- Lower diesel cost at ₹4.53 per km
- Tighter 4.63 m turning radius for city lanes
Cons
- Lower payload (750 kg)
- Less power for its weight (17.8 HP per tonne)
- Lower ground clearance (160 mm)
- Costs more per tonne of payload (₹7.99 lakh)
- Top variants cost up to ₹6.98 lakh
Which should you buy? Answer 3 questions
The suggestion updates as you answer.
1 · How much do you usually carry per trip?
2 · Where do you mostly drive?
3 · How far do you drive in a day?
Tata Ace Gold
It matches more of what you told us: load, roads and running cost.
- 407 Gold SFCYou’re close to the limit. The 407 Gold SFC leaves 1,567 kg spare against 50 kg on the Ace Gold.
- Ace GoldIts tighter turning circle (4.63 m against 11.9 m) makes narrow lanes and markets easier.
- Ace GoldSaves about ₹27,210 a month on fuel at 3,000 km.
Tata 407 Gold SFC vs Tata Ace Gold: comparison table
Only the figures that differ by more than a few per cent. The better figure is marked in green.
| Feature | Tata 407 Gold SFC | Tata Ace Gold | Difference |
|---|---|---|---|
| Ex-showroom price | ₹10-12.97 Lakh | ₹5-6.98 Lakh✓ better | Ace Gold: ₹5 lakh less |
| Payload | 2,267 kg✓ better | 750 kg | 407 Gold SFC: 1,517 kg more |
| Fuel cost per km | ₹13.60 | ₹4.53✓ better | Ace Gold: ₹9.07 less |
| Turning radius | 11.9 m | 4.63 m✓ better | Ace Gold: 7.27 m tighter |
| Power per tonne of GVW | 21.1 HP✓ better | 17.8 HP | 407 Gold SFC: 3.3 HP more |
| Ground clearance | 223 mm✓ better | 160 mm | 407 Gold SFC: 63 mm more |
| Price per tonne of payload | ₹5.07 lakh✓ better | ₹7.99 lakh | 407 Gold SFC: ₹2.92 lakh less |
| Overall length | 4,687 mm (15 ft 5 in) | 4,075 mm (13 ft 4 in) | 407 Gold SFC: 2 ft longer |
Load body size: what fits in each
The 407 Gold SFC has the bigger deck. The 407 Gold SFC is rated to carry 1,517 kg more. Both decks are drawn to the same scale.
Tata 407 Gold SFC
Carries up to (by weight)
- Cement bags (50 kg)
- 45 bags
- Fruit and vegetable crates (about 20 kg)
- 113 crates
- Grain
- 22.6 quintal
Deck of the 2955/FSD version.
Tata Ace Gold
Carries up to (by weight)
- Cement bags (50 kg)
- 15 bags
- Fruit and vegetable crates (about 20 kg)
- 37 crates
- Grain
- 7.5 quintal
Deck of the 2100/Diesel version.
The 407 Gold SFC wins on both counts: more floor and more rated payload.
Running cost: what you’ll spend on diesel
Fuel cost at today’s Delhi price (13 Oct 2026), on each maker’s claimed mileage. Change the numbers to match your work.
Working days a month
429 litres · ₹13.60 per km
143 litres · ₹4.53 per km
Real mileage depends on load, route and driving. Fuel prices differ by state; see today’s fuel prices for yours.
Will it pay for itself? Earnings, payback and 5-year cost
Uses 3,000 km a month. Set your freight rate and driver cost.
Who drives?
Tata 407 Gold SFC
- Freight earned
- ₹96,000
- Loan EMI
- − ₹17,796
- Fuel
- − ₹40,800
- Driver salary
- − ₹18,000
- Service and repairs
- − ₹1,750
- Tyres
- − ₹2,400
- Insurance
- − ₹2,917
- You keep each month
- ₹12,338
Tata Ace Gold
- Freight earned
- ₹96,000
- Loan EMI
- − ₹8,898
- Fuel
- − ₹13,600
- Driver salary
- − ₹18,000
- Service and repairs
- − ₹1,000
- Tyres
- − ₹1,200
- Insurance
- − ₹1,500
- You keep each month
- ₹51,802
The Ace Gold leaves you about ₹39,464 more a month, or ₹4,73,573 a year.
Estimates only: service about ₹21,000 (407 Gold SFC) and ₹12,000 (Ace Gold) a year, a new set of tyres every 60,000 km, insurance at about 3.5% of the ex-showroom price a year, and resale of 60–65% after 3 years and 45–50% after 5 years. EMI uses the down payment and loan period you pick under On-road price and EMI.
On-road price and EMI in your city
City
Down payment
Loan period
Tata 407 Gold SFC
₹10.72 L onwards
5 years at 12%
Tata Ace Gold
₹5.36 L onwards
5 years at 12%
The Ace Gold EMI is ₹8,898 a month lower.
On-road figures add an estimate of RTO and insurance to the lowest ex-showroom price. EMI is on the ex-showroom price at 12% a year. Dealers quote exact figures.
Can you get a loan for it?
A quick check using the rule many lenders follow: all your EMIs together should stay within about half your monthly income.
Tata 407 Gold SFC
Loan needed ₹8.00 L · EMI ₹17,796 a month
Likely eligible
The EMI fits within half your monthly income.
Tata Ace Gold
Loan needed ₹4.00 L · EMI ₹8,898 a month
Likely eligible
The EMI fits within half your monthly income.
Documents you’ll usually need
- Aadhaar card and PAN card
- Address proof
- Last 6 months’ bank statements
- Income proof or ITR, if you have one
- Business or transport contract, if any
This is a rough guide. Banks and NBFCs decide using your credit score, income proof and the truck’s use.
Tata 407 Gold SFC and Tata Ace Gold variants
This page compares the base versions. Prices change by variant and city; open a version for its own price, deck size and payload.
Tata 407 Gold SFC variants
- 407 Gold SFC 2955/CBCGet price
2,267 kg payload, Customizable body
- 407 Gold SFC 2955/FSDGet price
2,267 kg payload, 8 ft 4 in deck, Deck Body
- 407 Gold SFC 2955/HDLBGet price
2,267 kg payload, 8 ft 4 in deck, Box body
Tata Ace Gold variants
- Ace Gold 2100/DieselGet price
900 kg payload, 7 ft 3 in deck, Deck Body
- Ace Gold 2100/Diesel PlusGet price
900 kg payload, 7 ft 3 in deck, Deck Body
Tata 407 Gold SFC vs Tata Ace Gold: full specifications
Price
| Specification | Tata 407 Gold SFC | Tata Ace Gold |
|---|---|---|
| Ex-showroom price | ₹10-12.97 Lakh | ₹5-6.98 Lakh |
| Price per tonne of payload | ₹5.07 lakh✓ better | ₹7.99 lakh |
| EMI (20% down, 12%, 5 years) | ₹17,796 a month | ₹8,898 a month✓ better |
Engine and power
| Specification | Tata 407 Gold SFC | Tata Ace Gold |
|---|---|---|
| Fuel | Diesel | Diesel |
| Engine | 2,956 cc | 700 cc |
| Power | 98 HP✓ better | 30 HP |
| Torque | 300 Nm | 55 Nm |
| Power per tonne of GVW | 21.1 HP✓ better | 17.8 HP |
| Emission norm | BS6 | BS6 |
| Gearbox | 5 Speed Manual | 5-speed Manual |
Payload and weight
| Specification | Tata 407 Gold SFC | Tata Ace Gold |
|---|---|---|
| Payload | 2,267 kg✓ better | 750 kg |
| Gross vehicle weight (GVW) | 4,650 kg | 1,685 kg |
| Kerb weight | 2,280 kg | 990 kg |
| Tyres | 4 tyres | 4 tyres |
| Axle configuration | 4x2 | 4X2 |
| Licence needed | LMV | LMV |
Dimensions
| Specification | Tata 407 Gold SFC | Tata Ace Gold |
|---|---|---|
| Overall length | 4,687 mm (15 ft 5 in) | 4,075 mm (13 ft 4 in) |
| Overall width | 1,905 mm (6 ft 3 in) | 1,500 mm (4 ft 11 in) |
| Overall height | 2,260 mm (7 ft 5 in) | 1,845 mm (6 ft 1 in) |
| Wheelbase | 3,300 mm (10 ft 10 in) | 2,250 mm (7 ft 5 in) |
| Ground clearance | 223 mm (9 in) | 160 mm (6 in) |
| Turning radius | 11.9 m | 4.63 m |
Mileage and range
| Specification | Tata 407 Gold SFC | Tata Ace Gold |
|---|---|---|
| Claimed mileage | 7 km/l | 21 km/l |
| Fuel cost per km | ₹13.60 | ₹4.53✓ better |
Tata Intra V10
Sits closest to both on payload and price: ₹6-7.99 Lakh, 1,000 kg payload, 17 km/l.
Where these figures come from
- Specifications, payload and mileage are the makers’ published figures.
- Fuel cost uses the Delhi fuel price on 13 Oct 2026 and each maker’s claimed mileage.
- On-road prices add an estimate of RTO and insurance to the lowest ex-showroom price. EMI assumes 12% a year.
- Ownership figures (service, tyres, insurance, resale) are our estimates, marked as such where they appear.
Tata 407 Gold SFC vs Tata Ace Gold: FAQs
Neither is better for every buyer. On the figures, the Tata 407 Gold SFC suits buyers who regularly carry loads close to 2,267 kg, while the Tata Ace Gold suits buyers who want the lower purchase price and a smaller loan. The verdict at the top of this page sets out the price, payload, running cost and power differences.
The Tata Ace Gold costs less to buy: it starts at ₹5 lakh ex-showroom against ₹10 lakh for the Tata 407 Gold SFC, about ₹5 lakh less. On-road prices add RTO and insurance, which vary by state; this page shows Delhi, Mumbai and Chennai.
The Tata Ace Gold is cheaper to run: about ₹4.53 of fuel per km against ₹13.60 at today's Delhi prices, roughly ₹27,200 a month less over 3,000 km. Claimed figures come from the makers; real mileage depends on load, route and driving.
The Tata 407 Gold SFC carries more: 2,267 kg of payload against 750 kg, or 1,517 kg more per trip. Loading past the rated payload invites fines, faster tyre wear and costly repairs.
Both need an ordinary LMV licence. Their GVW is within 7,500 kg, so they count as light motor vehicles.
The Tata 407 Gold SFC, on paper: it has 21.1 HP per tonne of GVW against 17.8 HP on the Tata Ace Gold, which shows on climbs at full load. It also sits higher, with 223 mm of ground clearance against 160 mm.
About ₹10.72 lakh for the Tata 407 Gold SFC and ₹5.36 lakh for the Tata Ace Gold, for the base versions. That adds an estimate of RTO and insurance to the ex-showroom price; dealers quote the exact figure.
With 20% down and a 5-year loan at 12%, the EMI starts near ₹17,796 a month for the Tata 407 Gold SFC and ₹8,898 for the Tata Ace Gold. Change the down payment and loan period in the price section above.
The Tata 407 Gold SFC deck measures 8.3 ft × 6.6 ft (about 55 sq ft) and the Tata Ace Gold deck 7.2 ft × 4.9 ft (about 35 sq ft), on the versions compared here.
Get 3 dealer quotes on either truck
Dealers quote against each other, with a written on-road breakup. Free, and no obligation to buy.