Mahindra Furio 7 Cargo vs Tata 407 Gold SFC
Price, payload and mileage compared, with running cost, on-road price and EMI.
Updated
Quick answer
Buy the Mahindra Furio 7 Cargo for more payload (4,100 kg), lower diesel cost (₹10.58 per km) and a longer range (about 540 km a tank).
Buy the Tata 407 Gold SFC for a lower price (from ₹10 lakh), more power per tonne and a tighter turning circle for city lanes.
Both need only an LMV licence.
₹13.93-14.89 Lakh ex-showroom
- Payload
- 4,100 kg
- Mileage
- 9 km/l
- EMI from
- ₹24,789/mo
₹10-12.97 Lakh ex-showroom
- Payload
- 2,267 kg
- Mileage
- 7 km/l
- EMI from
- ₹17,796/mo
Mahindra Furio 7 Cargo vs Tata 407 Gold SFC: the verdict
The Tata 407 Gold SFC costs less to buy: it starts at ₹10 lakh ex-showroom against ₹13.93 lakh for the Mahindra Furio 7 Cargo, about ₹3.93 lakh less. Each tonne of payload costs ₹3.51 lakh on the Mahindra Furio 7 Cargo against ₹5.07 lakh on the Tata 407 Gold SFC. The right pick depends on your work.
Choose the Mahindra Furio 7 Cargo if you
- regularly carry loads close to 4,100 kg
- run long distances every day, where a lower fuel cost per km adds up
- make long trips between refuels (about 540 km on a full tank)
Choose the Tata 407 Gold SFC if you
- want the lower purchase price and a smaller loan
- drive ghats, flyovers or highways fully loaded
- work in narrow city lanes, where its tighter turning circle helps
Mahindra Furio 7 Cargo and Tata 407 Gold SFC: pros and cons
Mahindra Furio 7 Cargo
Pros
- 4,100 kg payload, 1,833 kg more per trip
- Lower diesel cost at ₹10.58 per km
- 60-litre tank, about 540 km a tank
- Cheaper per tonne of payload (₹3.51 lakh)
Cons
- Wider 12.7 m turning radius
- Less power for its weight (11.5 HP per tonne)
Tata 407 Gold SFC
Pros
- Lower starting price at ₹10 lakh
- Tighter 11.9 m turning radius for city lanes
- 98 HP and 300 Nm, more power for its weight
Cons
- Lower payload (2,267 kg)
- Higher diesel cost at ₹13.60 per km
- Smaller 60-litre tank, about 420 km a tank
- Costs more per tonne of payload (₹5.07 lakh)
Which should you buy? Answer 3 questions
The suggestion updates as you answer.
1 · How much do you usually carry per trip?
2 · Where do you mostly drive?
3 · How far do you drive in a day?
Mahindra Furio 7 Cargo
It matches more of what you told us: load, roads and running cost.
- Furio 7 CargoYou’re close to the limit. The Furio 7 Cargo leaves 2,050 kg spare against 217 kg on the 407 Gold SFC.
- 407 Gold SFCIts tighter turning circle (11.9 m against 12.7 m) makes narrow lanes and markets easier.
- Furio 7 CargoSaves about ₹9,060 a month on fuel at 3,000 km.
Mahindra Furio 7 Cargo vs Tata 407 Gold SFC: comparison table
Only the figures that differ by more than a few per cent. The better figure is marked in green.
| Feature | Mahindra Furio 7 Cargo | Tata 407 Gold SFC | Difference |
|---|---|---|---|
| Ex-showroom price | ₹13.93-14.89 Lakh | ₹10-12.97 Lakh✓ better | 407 Gold SFC: ₹3.93 lakh less |
| Payload | 4,100 kg✓ better | 2,267 kg | Furio 7 Cargo: 1,833 kg more |
| Fuel cost per km | ₹10.58✓ better | ₹13.60 | Furio 7 Cargo: ₹3.02 less |
| Turning radius | 12.7 m | 11.9 m✓ better | 407 Gold SFC: 0.8 m tighter |
| Power per tonne of GVW | 11.5 HP | 21.1 HP✓ better | 407 Gold SFC: 9.6 HP more |
| Distance on a full tank | about 540 km✓ better | about 420 km | Furio 7 Cargo: 120 km more |
| Price per tonne of payload | ₹3.51 lakh✓ better | ₹5.07 lakh | Furio 7 Cargo: ₹1.56 lakh less |
| Overall length | 5,985 mm (19 ft 8 in) | 4,687 mm (15 ft 5 in) | Furio 7 Cargo: 4 ft 3 in longer |
Load body size: what fits in each
The Furio 7 Cargo has the bigger deck. The Furio 7 Cargo is rated to carry 1,833 kg more. Both decks are drawn to the same scale.
Mahindra Furio 7 Cargo
Carries up to (by weight)
- Cement bags (50 kg)
- 82 bags
- Fruit and vegetable crates (about 20 kg)
- 205 crates
- Grain
- 41 quintal
Deck of the 2750/HSD version.
Tata 407 Gold SFC
Carries up to (by weight)
- Cement bags (50 kg)
- 45 bags
- Fruit and vegetable crates (about 20 kg)
- 113 crates
- Grain
- 22.6 quintal
Deck of the 2955/FSD version.
The Furio 7 Cargo wins on both counts: more floor and more rated payload.
Running cost: what you’ll spend on diesel
Fuel cost at today’s Delhi price (13 Oct 2026), on each maker’s claimed mileage. Change the numbers to match your work.
Working days a month
333 litres · ₹10.58 per km
429 litres · ₹13.60 per km
Real mileage depends on load, route and driving. Fuel prices differ by state; see today’s fuel prices for yours.
Will it pay for itself? Earnings, payback and 5-year cost
Uses 3,000 km a month. Set your freight rate and driver cost.
Who drives?
Mahindra Furio 7 Cargo
- Freight earned
- ₹96,000
- Loan EMI
- − ₹24,789
- Fuel
- − ₹31,733
- Driver salary
- − ₹18,000
- Service and repairs
- − ₹2,417
- Tyres
- − ₹2,400
- Insurance
- − ₹4,083
- You keep each month
- ₹12,577
Tata 407 Gold SFC
- Freight earned
- ₹96,000
- Loan EMI
- − ₹17,796
- Fuel
- − ₹40,800
- Driver salary
- − ₹18,000
- Service and repairs
- − ₹1,750
- Tyres
- − ₹2,400
- Insurance
- − ₹2,917
- You keep each month
- ₹12,338
The Furio 7 Cargo leaves you about ₹240 more a month, or ₹2,876 a year.
Estimates only: service about ₹29,000 (Furio 7 Cargo) and ₹21,000 (407 Gold SFC) a year, a new set of tyres every 60,000 km, insurance at about 3.5% of the ex-showroom price a year, and resale of 60–65% after 3 years and 45–50% after 5 years. EMI uses the down payment and loan period you pick under On-road price and EMI.
On-road price and EMI in your city
City
Down payment
Loan period
Mahindra Furio 7 Cargo
₹14.93 L onwards
5 years at 12%
Tata 407 Gold SFC
₹10.72 L onwards
5 years at 12%
The 407 Gold SFC EMI is ₹6,994 a month lower.
On-road figures add an estimate of RTO and insurance to the lowest ex-showroom price. EMI is on the ex-showroom price at 12% a year. Dealers quote exact figures.
Can you get a loan for it?
A quick check using the rule many lenders follow: all your EMIs together should stay within about half your monthly income.
Mahindra Furio 7 Cargo
Loan needed ₹11.14 L · EMI ₹24,789 a month
Likely eligible
The EMI fits within half your monthly income.
Tata 407 Gold SFC
Loan needed ₹8.00 L · EMI ₹17,796 a month
Likely eligible
The EMI fits within half your monthly income.
Documents you’ll usually need
- Aadhaar card and PAN card
- Address proof
- Last 6 months’ bank statements
- Income proof or ITR, if you have one
- Business or transport contract, if any
This is a rough guide. Banks and NBFCs decide using your credit score, income proof and the truck’s use.
Mahindra Furio 7 Cargo and Tata 407 Gold SFC variants
This page compares the base versions. Prices change by variant and city; open a version for its own price, deck size and payload.
Mahindra Furio 7 Cargo variants
- Furio 7 Cargo 2750/CBCGet price
4,075 kg payload, Customizable body, with AC
- Furio 7 Cargo 2750/HSDGet price
4,075 kg payload, 10 ft 6 in deck, Box body
- Furio 7 Cargo 3320/CBCGet price
4,075 kg payload, Customizable body, with AC
- Furio 7 Cargo 3320/HSDGet price
4,075 kg payload, 14 ft deck, Box body
Tata 407 Gold SFC variants
- 407 Gold SFC 2955/CBCGet price
2,267 kg payload, Customizable body
- 407 Gold SFC 2955/FSDGet price
2,267 kg payload, 8 ft 4 in deck, Deck Body
- 407 Gold SFC 2955/HDLBGet price
2,267 kg payload, 8 ft 4 in deck, Box body
Mahindra Furio 7 Cargo vs Tata 407 Gold SFC: full specifications
Price
| Specification | Mahindra Furio 7 Cargo | Tata 407 Gold SFC |
|---|---|---|
| Ex-showroom price | ₹13.93-14.89 Lakh | ₹10-12.97 Lakh |
| Price per tonne of payload | ₹3.51 lakh✓ better | ₹5.07 lakh |
| EMI (20% down, 12%, 5 years) | ₹24,789 a month | ₹17,796 a month✓ better |
Engine and power
| Specification | Mahindra Furio 7 Cargo | Tata 407 Gold SFC |
|---|---|---|
| Fuel | Diesel | Diesel |
| Engine | 2,500 cc | 2,956 cc |
| Power | 80 HP | 98 HP✓ better |
| Torque | 220 Nm | 300 Nm |
| Power per tonne of GVW | 11.5 HP | 21.1 HP✓ better |
| Emission norm | BS6 | BS6 |
| Gearbox | MNT 40 (5 Forward + 1 Reverse) Manual | 5 Speed Manual |
Payload and weight
| Specification | Mahindra Furio 7 Cargo | Tata 407 Gold SFC |
|---|---|---|
| Payload | 4,100 kg✓ better | 2,267 kg |
| Gross vehicle weight (GVW) | 6,950 kg | 4,650 kg |
| Kerb weight | 2,875 kg | 2,280 kg |
| Tyres | 4 tyres | 4 tyres |
| Axle configuration | 4X2 | 4x2 |
| Licence needed | LMV | LMV |
Dimensions
| Specification | Mahindra Furio 7 Cargo | Tata 407 Gold SFC |
|---|---|---|
| Overall length | 5,985 mm (19 ft 8 in) | 4,687 mm (15 ft 5 in) |
| Overall width | 1,960 mm (6 ft 5 in) | 1,905 mm (6 ft 3 in) |
| Overall height | 2,415 mm (7 ft 11 in) | 2,260 mm (7 ft 5 in) |
| Wheelbase | 3,320 mm (10 ft 11 in) | 3,300 mm (10 ft 10 in) |
| Ground clearance | 229 mm (9 in) | 223 mm (9 in) |
| Turning radius | 12.7 m | 11.9 m |
Mileage and range
| Specification | Mahindra Furio 7 Cargo | Tata 407 Gold SFC |
|---|---|---|
| Claimed mileage | 9 km/l | 7 km/l |
| Fuel cost per km | ₹10.58✓ better | ₹13.60 |
| Fuel tank | 60 litres | 60 litres |
| Distance on a full tank | about 540 km✓ better | about 420 km |
Ashok Leyland Partner 4 Tyre
Sits closest to both on payload and price: ₹13-14 Lakh, 3,760 kg payload, 8 km/l.
Where these figures come from
- Specifications, payload and mileage are the makers’ published figures.
- Fuel cost uses the Delhi fuel price on 13 Oct 2026 and each maker’s claimed mileage.
- On-road prices add an estimate of RTO and insurance to the lowest ex-showroom price. EMI assumes 12% a year.
- Ownership figures (service, tyres, insurance, resale) are our estimates, marked as such where they appear.
Mahindra Furio 7 Cargo vs Tata 407 Gold SFC: FAQs
Neither is better for every buyer. On the figures, the Mahindra Furio 7 Cargo suits buyers who regularly carry loads close to 4,100 kg, while the Tata 407 Gold SFC suits buyers who want the lower purchase price and a smaller loan. The verdict at the top of this page sets out the price, payload, running cost and power differences.
The Tata 407 Gold SFC costs less to buy: it starts at ₹10 lakh ex-showroom against ₹13.93 lakh for the Mahindra Furio 7 Cargo, about ₹3.93 lakh less. On-road prices add RTO and insurance, which vary by state; this page shows Delhi, Mumbai and Chennai.
The Mahindra Furio 7 Cargo is cheaper to run: about ₹10.58 of fuel per km against ₹13.60 at today's Delhi prices, roughly ₹9,100 a month less over 3,000 km. Claimed figures come from the makers; real mileage depends on load, route and driving.
The Mahindra Furio 7 Cargo carries more: 4,100 kg of payload against 2,267 kg, or 1,833 kg more per trip. Loading past the rated payload invites fines, faster tyre wear and costly repairs.
Both need an ordinary LMV licence. Their GVW is within 7,500 kg, so they count as light motor vehicles.
The Tata 407 Gold SFC, on paper: it has 21.1 HP per tonne of GVW against 11.5 HP on the Mahindra Furio 7 Cargo, which shows on climbs at full load.
About ₹14.93 lakh for the Mahindra Furio 7 Cargo and ₹10.72 lakh for the Tata 407 Gold SFC, for the base versions. That adds an estimate of RTO and insurance to the ex-showroom price; dealers quote the exact figure.
With 20% down and a 5-year loan at 12%, the EMI starts near ₹24,789 a month for the Mahindra Furio 7 Cargo and ₹17,796 for the Tata 407 Gold SFC. Change the down payment and loan period in the price section above.
The Mahindra Furio 7 Cargo deck measures 10.5 ft × 6.6 ft (about 69 sq ft) and the Tata 407 Gold SFC deck 8.3 ft × 6.6 ft (about 55 sq ft), on the versions compared here.
Get 3 dealer quotes on either truck
Dealers quote against each other, with a written on-road breakup. Free, and no obligation to buy.